Here Ye! Here Ye!

I think I have finally found a way to get you, my readers, more involved with personal finance and my blog. It is one thing to read a bunch of financial blogs, such as this one, and wishing you knew where to start on your own financial journey. However, it is a whole other beast to put what you read into practice. That’s where I come in. I have decided to issue a challenge! Scratch that, a list of monthly challenges. Even better!


January’s Challenge

February’s Challenge

What Are the Monthly Challenges All About?

Starting in the New Year I will be posting a financial challenge on the first day of each month. Each of these challenges will have the purpose of increasing your ability to budget, save money, pay off any debt and hopefully invest your money by the end of the year! I am also hoping that these challenges will help develop a financial community around the site that involves sharing your ideas, your attempts at the challenges and what you’ve learned with your fellow peers. My hope for these challenges is that each one will help you improve your own financial situation, one step at a time.

What’s In It For You?Monthly Challenges

Why would you ever participate in some random challenge you found on the Internet? You mean other than getting your finances in order, developing positive money habits and taking steps towards achieving your financial goals? That’s not enough? Well then I guess PRIZES! The winners of SELECT challenges will be gifted a $50 Tim Hortons gift card from yours truly! Super Canadian, eh.

How Will It Work?

On the first of each month, I will issue my readers with a new task or challenge. Some will try to help you manage your money and others will be a fun challenge. These tasks will be financially oriented to help you improve or, if you are ahead, to have a little fun. Hopefully you choose to participate to the best of your abilities, as I believe they will help you improve financially, like they did me.

The tasks will last until the end of that particular month unless otherwise posted. Some of the tasks will require you to email me your submission so I may judge them and select the winners and runner ups. Others, a simple comment on that post will suffice! I will indicate in the post the criteria for each task.

Other Notes

We will have to run on the honour system here so please no plagiarism, submit your own ideas. There is no point in posting something that is not yours, as you will only be cheating yourself. These challenges are designed to help you and to make money fun.

If you know of a friend that you think would benefit from this and you would like to participate in the challenges with, then please bring them over to the dark side by sharing this post with them. I will be competing with my roomates

Best of luck and looking forward to seeing how this turns out. If you have any questions, suggestions on tasks or just want to chat, feel free to email me at I am always open to ideas and discussions (my girlfriend will confirm the latter part but she calls them arguments!)